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The photos are usually of beautiful people and the quality of the photo is high.
The photos are usually stolen from modeling sites with reports that 90% of them are being taken from Focus Hawaii.
Some of the sophisticated scammers send cheap presents such as flowers or candy [from stolen credit cards] to capture the hearts of lonely women. They either advise that their employer pays them with Money Orders and they can't cash them in Nigeria or are having trouble cashing them.
Then they convince their soul mates to bank them into their bank account and then wire them the money via Western Union.
The rationale is that this type of person is likely to be more desperate, gullible and financially stable.