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Here are some guidelines to help you handle awkward situations involving the bill, and some other general dating advice for women. The financial aspect of dating is much different for a first date, for example, than it is for a fourth or fifth date.

Most men will pay for first dates, but some won’t pay or expect the woman to pay for her share.

But the same is true of just about any other method of meeting people. What it comes down to is that there are risks in everything so as long as you take the obvious precautions -- don't meet strangers in dark places, don't send money to someone you've never met and don't reveal all your personal information in a single gush -- online dating is probably less dangerous than crossing a busy street or trying to clean out your gutters on a windy day. Many cater to individual tastes -- there are sites for gays, Jews, Christians, equestrians, millionaires, Hispanics and old white people. Well, here's one that specializes in New England, a locale that can be a little forbidding and frosty to the uninitiated.

Here is some advice for a woman going on a first date: Ladies, after you have been on your first date or two with a man, the rules change a little.

Do not expect the man to continue to pay for nice dinners and evenings out, even though some men will still pay.

Various studies have found that older adults are the fastest growing segment of online-dating services. So if you're looking for love, this can be an ideal option.

Consumer Affairs' founder and former editor, Jim Hood formerly headed Associated Press Broadcast News, directing coverage of major news events worldwide.

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