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You must do this in writing within 28 days and the lender must respond to your request within 7.

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With regard to loans, the specific information must include: The creditor has a period of 12 days working days in order to provide the agreement and the statement.

If they cannot provide the information, the debt cannot be enforced until they do.

If the creditor are still unable to provide the documents after one month, they commit a criminal offence.