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Consolidating your bills will help you reduce bill clutter, and will possibly provide lower rates. P2P Credit makes applying for a debt consolidation loan hassle free.

Simply click apply, select your estimated credit score, and provide some basic information about your financial situation.

The goal of consolidation is to have a lower payment at a lower interest rate than you currently have.

It can be confusing because debt consolidation is also used to refer to debt settlement programs as well.

Freedom Debt Relief is also one of the industry leaders, and it offers some of the highest quality customer service.