One way to work around the delays of getting settlement letters mailed to you is to get them faxed to you.
If you do not have access to a fax already, you can set up a virtual fax service.
This would give you a 10 digit fax number that others can send documents to, and you can receive the faxed documents as attachments to an email, or receive an email notice a fax has been sent to you to log in and download, or print.
We just discussed how to negotiate debts successfully on our own, but that doesn’t close the deal…yet.
Negotiating debt and paying the new agreement requires a settlement letter.
The bulleted items above are what you want to see in a settlement letter to cover yourself.
Settling with a third-party debt collector means you must get the above details documented before remitting any payment towards the agreement.
If the above bulleted items are missing from your settlement letter, you should request a different letter be sent to you that meets the above specifications.